Arbia SMITI is a Serial Tech Entrepreneur from Paris, with over 12 years of experience building and scaling innovative digital platforms. She is the founder and CEO of Rosaly, awarded "Fintech of the Year 2022" & and the "Best HRtech solution in France 2023". ROSALY is the 1st EWA solution in France and continental Europe that improves employees' financial well-being by helping them manage their budgets wisely and allowing them to stream their earned wages into their accounts through an instant app. Rosaly aims to play a key role in reducing the poverty premium and preventing employees from entering cycles of debt caused by overdraft fees and high-interest credit.